Check recorded ISA allowance use

Check each person's recorded contributions for the selected year, then resolve missing history before relying on headroom.

Check the records

1. Open Planning → ISA manager → Allowances.
2. Select the holder and tax year.
3. Compare recorded contributions with your provider records across all ISAs.
4. Read What needs attention and follow Fill account gap or Complete history where shown.
5. Confirm completeness only after the records cover all relevant providers and payments.

Headroom belongs to one person, not the family as a whole. A zero recorded contribution does not prove no money was paid elsewhere.

What uses allowance?

New contributions are distinct from account balances, investment growth and recorded transfers. Do not enter another contribution merely to reconstruct an earlier year's history; this can add money to the account value again.

Record contribution stays unavailable if no account is eligible. The explanation identifies missing ownership, connected-balance restrictions, history gaps or other recorded rules. Select an individual in the household, not a company or an assumed owner.

Your completeness confirmation is your attestation, not verification by HMRC or a provider. Check subsequent contributions before paying more in. Unconfigured years and specialist ISA restrictions need separate review.